PMI Removal Appraisals in Atlanta.
Certified Home Valuations to Eliminate Unnecessary Private Mortgage Insurance
Still paying PMI every month? You may not have to. If your home has increased in value or your loan balance has dropped, you may be eligible to remove Private Mortgage Insurance (PMI) early. We provide independent, USPAP-compliant appraisals to help homeowners eliminate PMI and start saving faster.
What Is a PMI Removal Appraisal?
A PMI removal appraisal determines whether your home has gained enough equity to qualify for early removal of Private Mortgage Insurance. This is a professional, third-party opinion of your property’s current market value, used to:
Prove to your lender that you now have 20%+ equity
Eliminate monthly PMI payments
Reduce your total cost of homeownership
Support a mortgage servicing request
We work directly with homeowners, loan servicers, and mortgage lenders to deliver clean, defensible reports that meet lending and investor guidelines.
Q: How do I know if I can remove my PMI?
A: If you’ve paid your mortgage down below 80% of your home’s current value, you may be eligible. Many lenders allow PMI to be dropped early with a professional appraisal proving sufficient equity.
Q: Can my lender require a specific appraiser?
A: Some lenders have approved panels, but many allow you to submit your own licensed appraisal — especially for conventional loans or non-GSE backed mortgages. Call your lender and ask if they’ll accept a borrower-initiated appraisal.
Q: What kind of appraisal do I need?
A: You’ll need a full interior and exterior appraisal performed by a state-licensed appraiser. Desktop or automated valuations are usually not accepted for PMI removal.
Q: How long does the appraisal take?
A: Most PMI removal appraisals are completed within 48–72 hours of the property inspection. Rush options available.
Q: How much can I save by removing PMI?
A: Many homeowners pay $100–$300 per month in PMI. That’s $1,200–$3,600 per year — and it adds up fast. If your equity meets the threshold, getting it removed early could save you thousands.
How Much Does a PMI Removal Appraisal Cost?
PMI removal appraisals typically range from $375 to $500 depending on:
Location of the property
Size and complexity of the home
Turnaround time requested
We offer flat-fee pricing with no hidden costs, and we’ll guide you through what to submit to your lender.